{"id":231947,"date":"2024-06-26T17:09:35","date_gmt":"2024-06-26T21:09:35","guid":{"rendered":"https:\/\/www.2026-pfc.reviewyoursite.ca\/blog\/?p=231947"},"modified":"2025-01-30T16:02:21","modified_gmt":"2025-01-30T21:02:21","slug":"travel-medical-health-insurance-an-overview-for-newcomers","status":"publish","type":"post","link":"https:\/\/2026-pfc.reviewyoursite.ca\/blog\/managing-money\/insurance\/travel-medical-health-insurance-an-overview-for-newcomers","title":{"rendered":"Travel Medical Health Insurance: An Overview for Newcomers"},"content":{"rendered":"\n<p>Recently, Dave Frattini, Managing Partner of Prepare for Canada and Rentals for Newcomers, sat down with Robin Ingle, CEO of Ingle International Insurance, to discuss the importance of Travel Medical Health insurance for immigrants arriving in Canada.\u00a0<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>In their discussion, Ingle, whose mother was an immigrant, explained the Canadian healthcare system, how Travel Medical Health insurance for immigrants works, and why it\u2019s important for newcomers.\u00a0He emphasized the social-based nature of Canada\u2019s healthcare system and the need for newcomers to buy medical insurance to avoid unexpected expenses. Ingle is an acclaimed specialist\u00a0in special risk insurance. <\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-myths-about-healthcare-in-canada\"><strong>Myths About Healthcare in Canada<\/strong><\/h2>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Ingle provided valuable insights for immigrants on Travel Medical Health insurance and why it&#8217;s important to understand coverage levels and policy information. This can help newcomers who do not have provincial health insurance when they first arrive avoid unexpected and high medical costs.<\/p>\n\n\n\n<p>Their discussion explains why newcomers to Canada (and international students) should prepare for healthcare and insurance costs before arriving in Canada. Ingle also dispelled myths about Travel Medical Health insurance.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-vimeo wp-block-embed-vimeo wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Robin Ingle - Aha Insurance\" src=\"https:\/\/player.vimeo.com\/video\/941422257?dnt=1&amp;app_id=122963\" width=\"500\" height=\"281\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media\"><\/iframe>\n<\/div><figcaption class=\"wp-element-caption\"><strong><em>Watch the video for an overview of the importance of travel medical health insurance.<\/em><\/strong><\/figcaption><\/figure>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-you-ve-been-helping-newcomers-with-insurance-for-over-50-years-can-you-share-your-company-s-history\"><strong>You&#8217;ve been helping newcomers with insurance for over 50 years. Can you share your company&#8217;s history?<\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Robin Ingle (RI):<\/strong> I come from an immigrant family. Two hundred years ago, my father&#8217;s family moved from Pennsylvania to Canada, and my mother moved from Finland to Canada for a better life with her family. That&#8217;s how they met.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>After World War II, when Canada started receiving an influx of immigrants, my parents focused on health insurance for newcomers. That was before there was a social health care system in Canada. They concentrated on helping people in the way that Prepare for Canada helps newcomers acclimate to Canada, find housing, and the biggest part, health insurance.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Today, we work worldwide. Providing services and coverage to new newcomers is in our DNA.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.2026-pfc.reviewyoursite.ca\/blog\/wp-content\/uploads\/Robin-Ingle-Interview-Image-4.png\" alt=\"\" class=\"wp-image-235418\" srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/06\/16161701\/Robin-Ingle-Interview-Image-4.png 600w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/06\/16161701\/Robin-Ingle-Interview-Image-4-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption class=\"wp-element-caption\"><strong><em>Emergency room visits can cost anywhere from $2,000 &#8211; $5,000.<\/em><\/strong><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-can-you-give-an-overview-of-how-canadian-healthcare-works\"><strong>Can you give an overview of how Canadian healthcare works? <\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>RI<\/strong>: There are misunderstandings about the Canadian healthcare system. It is a social system, but it only applies to permanent residents in Canada who are part of a provincial government health insurance plan. If you do not have PR status, you&#8217;re considered a non-resident. If you are getting your permanent residency but haven&#8217;t applied for your provincial health plan, you&#8217;re considered a non-resident until you <a href=\"https:\/\/www.2026-pfc.reviewyoursite.ca\/blog\/before-you-arrive\/settling-in-canada\/steps-to-access-free-health-care-in-canada\/\">join the provincial plan<\/a>.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>In Canada, the costs of healthcare services for non-residents are high. Visiting a clinic can cost anywhere between $100 and $200. Going to a hospital and emergency room can cost anywhere from $2,000 to $5,000. If you have to stay in the hospital on an inpatient basis, it can be $3,000 or more per day.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Major hospitals charge $17,000 or more for a day&#8217;s stay in an intensive care unit. This is very expensive for people outside the provincial government health system.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>An important thing people need to understand is that healthcare providers in Canada are private. The provincial government is the biggest payer and manager of the government health system. A private doctor bills the government, and the government pays the largest portion of their bills (only a small amount of patients are non-residents). The government pays the physicians and the hospitals. So it&#8217;s a slightly different system than in the UK or Europe.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.2026-pfc.reviewyoursite.ca\/blog\/wp-content\/uploads\/Robin-Ingle-Interview-2.png\" alt=\"A female has been hit by a car and is  laying on the road beside her bike. With  travel and medical health insurance her visit to an emergency room will be covered. \" class=\"wp-image-235276\" srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/06\/16161657\/Robin-Ingle-Interview-2.png 600w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/06\/16161657\/Robin-Ingle-Interview-2-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption class=\"wp-element-caption\"><strong><em>Travel Medical Health insurance can protect immigrants in the case of an accident.<\/em><\/strong><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-why-should-newcomers-buy-travel-medical-health-insurance\"><strong>Why should newcomers buy\u00a0Travel Medical Health insurance?<\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>RI<\/strong>: The cost is not high. For example, for a family, you will pay insurance for three months. You might pay upwards of $500 for three months to cover the waiting period before you get onto a provincial health plan. That would cover inpatient hospitalization, outpatient care, and emergency visits to a clinic. <\/p>\n\n\n\n<p>Most newcomers who have come through the immigration process are healthy, so the cost is reasonable and in line with the type of risk. <\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>You need to be prepared. You pay a small amount for the coverage and know you and your family will be covered if something happens, like an accident. It&#8217;s important to stress that any medical incident can be costly without provincial or private healthcare.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>A while ago, my sister fell and broke her hip and had to go to the hospital. That was an accident. You could get the flu, or a bee sting and need to go to the hospital because of an anaphylactic shock. Insurance covers hospital visits under these plans.&nbsp;<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.2026-pfc.reviewyoursite.ca\/blog\/wp-content\/uploads\/Robin-Ingle-Interview-Travel-and-Medical-Health-Insurance-Image-6.png\" alt=\"\" class=\"wp-image-235503\" srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/06\/16161704\/Robin-Ingle-Interview-Travel-and-Medical-Health-Insurance-Image-6.png 600w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/06\/16161704\/Robin-Ingle-Interview-Travel-and-Medical-Health-Insurance-Image-6-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption class=\"wp-element-caption\"><strong><em>There may be a 48-hour waiting period for coverage if buying insurance after arriving in Canada. <\/em><\/strong><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-when-should-newcomers-purchase-travel-medical-insurance\"><strong>When should newcomers purchase Travel Medical Insurance?<\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>RI<\/strong>: People can purchase insurance before or after they arrive. However, depending on the coverage, there is a 48-hour waiting period when you arrive. This means you can&#8217;t claim for a sickness within 48 hours of buying it.&nbsp;<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"hs-cta-embed hs-cta-simple-placeholder hs-cta-embed-185469143093\"\n  style=\"max-width:100%; max-height:100%; width:590px;height:184px\" data-hubspot-wrapper-cta-id=\"185469143093\">\n  <a href=\"https:\/\/cta-service-cms2.hubspot.com\/web-interactives\/public\/v1\/track\/redirect?encryptedPayload=AVxigLIPp0do8oC%2FWqSJR%2FktUWrH63qt0nyQSHvo7f2fkFEQrAQCJ0jHTyNVfeEe8B84IyysI0FZc5GG9PTJZN5ij9PJ3rOeXuCdexCarwAGQSxeqPv%2FnUAJiQ6WVKCVKHFKq2tKO2JLgSx7zfXosboW2PDUFzKebKP2NWg%3D&#038;webInteractiveContentId=185469143093&#038;portalId=470123\" target=\"_blank\" rel=\"noopener\" crossorigin=\"anonymous\">\n    <img decoding=\"async\" alt=\"PFC_Health-Insurance_580x184\" loading=\"lazy\" src=\"https:\/\/no-cache.hubspot.com\/cta\/default\/470123\/interactive-185469143093.png\" style=\"height: 100%; width: 100%; object-fit: fill\"\n      onerror=\"this.style.display='none'\" \/>\n  <\/a>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-who-should-purchase-travel-medical-health-insurance\"><strong>Who should purchase Travel Medical Health insurance?\u00a0<\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>RI:<\/strong> Newcomers do not want to begin their lives here with extra bills. Health insurance coverage is worth a small amount of money for anybody not covered under a provincial government health plan.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Also, Canadians returning from working, studying, or living outside Canada for more than 183 days must reapply for their provincial government health plan, depending on the province. And they have to wait up to three months to get that coverage. So insurance is not just for newcomers. It&#8217;s also for those who have been out of the system for some time. &nbsp;<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-who-is-eligible-for-travel-medical-health-insurance\"><strong>Who is eligible for Travel Medical Health insurance?<\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>RI:<\/strong> Anybody coming into Canada who is a non-resident, a newcomer, or anybody applying for permanent residency. Or anyone going through the immigration process as a refugee. Anybody in these categories considered a newcomer can apply.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>First and second-generation Canadians who are already citizens often buy coverage when their families visit. They often don&#8217;t think about this because they&#8217;re now Canadian citizens. They don&#8217;t realize how much medical costs can be for visitors or grandparents visiting.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>You also have new rules, like the Super Visa, where you can bring an older relative over for a period of time if you&#8217;re a new Canadian. So, you need Super Visa visitor insurance. You need a minimum coverage of $100,000 for 12 months. There are different categories, but anybody visiting who&#8217;s not covered should get coverage.&nbsp;<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-are-there-groups-that-are-not-eligible-for-travel-medical-health\"><strong>Are there groups that are not eligible for Travel Medical Health?\u00a0<\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>RI:<\/strong> There are no ineligible groups. If you do not have coverage under a provincial government plan, you should get it. And, if you have a pre-existing medical condition, you need to ask questions because the plans may not cover that medical condition.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>If you&#8217;re (a visitor) taking medication for a pre-existing heart condition, for example, and go to the hospital and try to buy the coverage, you will not be eligible for most plans.&nbsp;<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.2026-pfc.reviewyoursite.ca\/blog\/wp-content\/uploads\/Robin-Ingle-Interview-Travel-Medical-Health-Insurance-Image-5.png\" alt=\"\" class=\"wp-image-235428\" srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/06\/16161702\/Robin-Ingle-Interview-Travel-Medical-Health-Insurance-Image-5.png 600w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/06\/16161702\/Robin-Ingle-Interview-Travel-Medical-Health-Insurance-Image-5-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-should-newcomers-look-for-in-a-travel-medical-health-insurance-policy\"><strong>What should newcomers look for in a Travel Medical Health Insurance policy?<\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>RI: Often, newcomers or Canadians bring relatives over and must buy visitor insurance or provide coverage before they enter a provincial health plan. They&#8217;ll buy the cheapest product, which means less coverage. I advise that they buy the mid-level coverage. With low coverage, you can get $100,000 or $50,000 worth, but that can disappear quickly. If you&#8217;re in the hospital for even a few days, it can cost $50,000, and the low-coverage insurance won&#8217;t cover anything else.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Choose between $350,000 and $500,000 worth of coverage. Make sure you&#8217;re covered for the full period you need. Ask for additional coverage if you need it. &nbsp;<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/www.2026-pfc.reviewyoursite.ca\/blog\/wp-content\/uploads\/Robin-Ingle-Interview-Feature-Image-1.png\" alt=\"At a visit to a hospital, a newcomer to Canada makes sure his travel medical health insurance covers his costs.\" class=\"wp-image-235277\" srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/06\/16161659\/Robin-Ingle-Interview-Feature-Image-1.png 600w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/06\/16161659\/Robin-Ingle-Interview-Feature-Image-1-300x200.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><figcaption class=\"wp-element-caption\"><strong><em>Visitors to Canada Health Insurance is what newcomers should look for.<\/em><\/strong><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-travel-medical-health-insurance-often-which-goes-by-different-names-what-should-newcomers-look-for-to-ensure-their-travel-medical-health-needs-are-covered\"><strong>Travel medical health insurance often which goes by different names. What should newcomers look for to ensure their travel medical health needs are covered?<\/strong>\u00a0<\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>RI:<\/strong> Here, it&#8217;s called <strong><em>Visitor to Canada<\/em><\/strong> insurance. Be sure you read the information provided and understand what is covered. Financial literacy is important, especially with insurance and financial products.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Ensure the insurance covers you and your family for doctor visits and hospitalization if needed. If you need medication for an emergency, ensure it is covered. For newcomers, that would be Super Visa insurance.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-s-the-difference-between-travel-medical-health-insurance-and-travel-insurance\"><strong>What&#8217;s the<\/strong> <strong>difference between travel medical health insurance and travel insurance?\u00a0<\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>RI:<\/strong> Travel insurance in Canada draws a good distinction between the two.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Travel insurance in the Canadian market is traditionally for a Canadian citizen travelling outside of their home province in Canada. Travel insurance within Canada covers the difference between what the province and the insurance will cover. So, it&#8217;s a different level of coverage.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Also, when people leave their country of origin or their original country of residence, they often buy local coverage, which may not have the same level of coverage they will need in the Canadian market. So make sure you compare the products. We&#8217;ll provide background information if anybody has questions.<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-can-you-explain-the-relationship-between-ingle-insurance-and-aha-your-broker-of-choice-for-prepare-for-canada\"><strong>Can you explain the relationship between Ingle Insurance and Aha, your broker of choice for Prepare for Canada? <\/strong><\/h3>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>RI:<\/strong> Aha is a great property and casualty organization providing automobile, home, and business insurance access. We like how they do business, and we use their platform to compare products. We fit well because we have access to our products, and all major companies to get the right product to fit the individual&#8217;s needs. That makes a big difference. Plus, Aha provides information to help individuals understand what kind of coverage they need and how to get it. We do exactly the same thing.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":20,"featured_media":235275,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[317,26],"tags":[322,248,256],"class_list":["post-231947","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-managing-money","tag-aha-insurance","tag-insurance","tag-settling-in-canada-pre-arrival"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Travel Medical Insurance: A Guide for Newcomers | Prepare for Canada<\/title>\n<meta name=\"description\" content=\"Travel medical health insurance is vital for newcomers arriving in Canada and can help avoid unexpected costs. 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